The NPR (5/3, Pauly) “Shots” blog reported that under both the Affordable Care Act and the Mental Health Parity Act, “health insurance companies are required to provide mental health coverage if they cover physical illnesses.” Not included under ACA or MHPA is travel insurance, however. Linda Kundell, a spokesperson for the United States Travel Insurance Association, pointed out that “travel insurance policies typically only cover common risks in order to keep costs down.” She said, “If insurance companies take on added risk, it raises the cost of premium for consumers.”
Related Links:
— “Don’t Count On Travel Insurance To Cover Mental Health,” Megan Pauly, National Public Radio, May 2, 2014.